In my world, health insurance is a serious thing. If you don’t have it, you either pay out of pocket or go to the clinic. If you can afford to pay out of pocket, you probably already have insurance. If you go to the clinic and have something wrong besides something mundane that can be treated with standard antibiotics, you are out of luck. So, I pay $400 a month for my sons and I to be insured. This is in addition to the insurance payments that the school already contributes.
So I’ve been thinking about shopping around. For our situation, it would probably be cheaper to have a less expensive insurance plan and a savings account. You can easily figure out what sort of plan would be best for you by looking at a comparison chart, which is available at this health insurance website. Next school year, I will definitely be getting a health insurance quote or three.
www.bupa.co.uk is the perfect site to look for quotes if you live in the UK. It is extremely comprehensive and in addition to offering quotes, it has a broad range of informational factsheets. Some of the factsheets, such as the one on gastric banding, even have videos to accompany them. This is a good resource to have even if you are not shopping for insurance.
It’s good advice to shop around and get several opinions on types of coverage to get, and any other questions you may have.